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The Perks of Basic Travel Insurance

Posted by on Mar 15, 2013 in Travel Tips | Comments Off on The Perks of Basic Travel Insurance

Through the excitement of booking a stint abroad, whether it’s bagging a last minute treat for the Easter bank holiday weekend or a fortnight in the sun this summer, it’s easy to forget some of the necessities required when travelling to ensure you are safeguarded, such as cheap holiday insurance. Don’t let the concept of the chance to escape the humdrum of everyday life cloud your judgement – take the time to find travel insurance deals that suit you, so that if anything was to go wrong (and let’s hope it doesn’t), at least you’re covered.

Whether you’ve chosen a short haul trip to sample the warm Mediterranean Sea or you’ve decided to head a little further to the USA or even a round-the-world trip, the concept of a valid travel insurance policy is crucial. What if you need emergency care during your trip or your luggage is lost in translation? Without a valid insurance policy, you’d be left to deal with the issues alone and will likely have to cough up money you could do without spending.

While there are plenty of add-ons available to help provide a tailormade policy perfect for your individual requirements, even basic travel insurance has its perks, including:

  • Emergency medical cover up to £10million – if you need healthcare during your trip, you don’t have to rely on just an EHIC to have your back.
  • Cancellation and curtailment cover – If your trip is cancelled due to unforeseen circumstances, an insurance policy will help you retrieve your cash.
  • Personal money and passport cover – if your passport is lost, a valid policy will help you sort a replacement, in super quick time.
  • Baggage and personal possessions cover – whether your belongings are lost or damaged during transit, you’ll be compensated appropriately.

It makes sense to invest in cheap holiday insurance. With single trip policies costing less than a couple of pints, why wouldn’t you?